Yetir guides
Short, practical guides on budgeting, credit cards and instalments, savings and recurring payments.
How to make a monthly budget: a step-by-step guide
A monthly budget is what you write down before a period starts: the income you expect and the money you can spend. List your income and fixed costs, and divide what is left by the days ahead to see what you can spend each day.
Read the guideHow to track credit card debt and instalments
To keep track of a credit card you need three things: the statement day, the current debt and the instalments spread over coming months. If you enter instalments against the months they fall in, you see in advance what each month will cost.
Read the guideHow to track savings, gold and foreign currency in one place
Savings, gold and foreign currency sit in different units. If you record each asset in its own unit (grams of gold, dollars, lira) and update its value, you see your total net worth at a glance.
Read the guideHow to track recurring payments and subscriptions
If you set up recurring items once and let them post on the due day, you stop retyping the same entry every month, and your budget counts upcoming payments from the start.
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